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Personal Finance 2020-11-04T14:36:00Z
Natalie Taylor   Headshot 2019

I'm a financial planner, and I almost always recommend the same type of life insurance to my clients

I tell most of my clients they need life insurance — but rarely expensive permanent life insurance. Term life insurance is usually a better fit.
Personal Finance 2020-11-13T20:05:00Z
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The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Personal Finance 2020-11-03T18:00:00Z
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The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
Personal Finance 2020-11-27T19:42:26Z
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Personal Finance 2020-11-30T22:45:33Z
Best money market accounts 4x3

Here are the best money market accounts for November 2020

Each of the best money market accounts has a competitive APY, is FDIC-insured, and is appropriate for modest and super savers alike.
Personal Finance 2020-11-30T21:57:03Z
Best Roth IRA Accounts 4x3

Here are the best Roth IRA accounts available right now

The best Roth IRA accounts are usually free to set up and offer access to multiple investment options.
Personal Finance 2020-11-30T21:55:11Z

The most important things to do when you get a new credit card, from an expert with over 20 cards in his wallet

Follow this checklist of actions to take when your new card arrives in the mail to avoid missing out on a big sign-up bonus or valuable benefits.

The best offers from Insider Coupons

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Personal Finance 2020-11-30T15:11:14Z

The best 1-year CD rates for November 2020

The best 1-year CD rates are at least 0.60%, and in most cases, you'll lock in that rate for the entire year.
Premium Personal Finance 2020-11-30T15:10:35Z

5 millennials who became 真人百家家乐网站homeowners in their 20s share their best advice for buying your first house

We talked to millennial 真人百家家乐网站homeowners to find out how they bought their first 真人百家家乐网站home and to hear their best advice for other first-time 真人百家家乐网站homebuyers.
Personal Finance 2020-11-30T14:33:00Z

SR-22 car insurance isn't an actual policy — it's required proof of coverage for high-risk drivers

If you have been in a major accident or had a DUI, you may be required to have SR-22 car insurance as a high-risk driver.
Personal Finance 2020-11-30T13:19:53Z

Today's best mortgage and refinance rates: Monday, November 30, 2020

Mortgage rates should stay low for a while, but there's incentive to refinance today if your finances are in a good place.
Premium Personal Finance 2020-11-29T15:00:00Z

'Financial independence, retire early:' How to tell you're ready to join the FIRE movement based on your salary, savings, and lifestyle

The typical early retiree has enough saved to cover their annual expenses, has maximized their earnings, and has an early retirement vision.
Personal Finance 2020-11-29T14:52:00Z

Couples agonize over whether to combine finances, but after working in the financial industry for years, I think they're missing a more important conversation

Deciding whether to combine finances with your partner is a big one for many couples. After that, though, who controls the money?
Personal Finance 2020-11-29T13:26:00Z

Today's best mortgage and refinance rates: Sunday, November 29, 2020

Mortgage rates are at historic lows, so it could be a good time to get a mortgage or refinance your house.
Personal Finance 2020-11-28T13:46:00Z

Other landlords regularly raise rent, but after 10 years refusing to do it I know I've made the right choice for 3 reasons

She owns two rental properties, and she has only raised the rent by $40 on one of her properties in the last 10 years.
Personal Finance 2020-11-28T13:24:45Z

Today's best mortgage and refinance rates: Saturday, November 28, 2020

Mortgage and refinance rates are both low today. A fixed-rate mortgage is probably a better deal than an adjustable-rate mortgage.
Personal Finance 2020-11-27T21:56:42Z

Bank of America Cash Rewards credit card review: Choose your own 3% cash-back category and customize this card for your spending habits, with no annual fee

Choose one 3% cash back category from a list with the Bank of America Cash Rewards credit card. Plus, earn a $200 cash-back bonus with no annual fee.
Personal Finance 2020-11-27T20:54:00Z

I've had more than 10 mortgages, and I always ask for the same paperwork before closing

It can sometimes be difficult to get the paperwork ahead of closing day, but after a nerve-racking experience, the demands it.
Personal Finance 2020-11-27T18:45:07Z

I spent years feeling 'behind,' but learning to ignore what everyone else does with their money has made all the difference

Financial benchmarks, like how much money you should have saved by 30, don't make sense for most people and can ultimately be suffocating.
Personal Finance 2020-11-27T17:43:52Z

Use the best credit cards for Black Friday and Cyber Monday to earn the most rewards on your holiday spending, whether you prefer cash back or flexible points

Black Friday and Cyber Monday isn't just about big discounts — you can earn hefty rewards from your holiday shopping by using the right credit cards.
Personal Finance 2020-11-27T17:26:48Z

Legendary Harvard psychologist Dan Gilbert outlines 8 money principles will bring you the most happiness for your dollar

Money buys happiness, if you know how to spend it well. Think about that as you make Black Friday purchases.
Personal Finance 2020-11-27T16:56:21Z

Stash is an investment app that's good for beginners who need help finding money to invest

Stash is an investment app that offers fee-free trades, fractional share investing, and account fees starting at $1 per month.
Personal Finance 2020-11-27T16:34:55Z

Credit card points can save you money on holiday shopping, but you could be better off saving them for post-pandemic travel

Points can help lower your holiday expenses, but you don't always get great value. If you have a budget for gifts, consider using a new card instead.
Personal Finance 2020-11-27T15:48:00Z

How refinancing your student loans now could affect your access to loan forgiveness in the future

Consider your options carefully before refinancing — you might not have access to forgiveness in the future.
Personal Finance 2020-11-27T15:32:00Z

Robinhood Cash Management Account review: Hybrid checking and savings account with no foreign transaction fees

You may like the Robinhood Cash Management Account if you also want to invest with Robinhood, and if you're comfortable banking digitally.
Personal Finance 2020-11-27T15:00:00Z

The best cheap car insurance in Hawaii

For best car insurance in Hawaii, you'll need multiple quotes. Hawaii does not allow credit score, age, or gender to influence insurance premiums.
Personal Finance 2020-11-27T14:30:00Z

Father-son financial advisors find too many people have a blind spot around estate planning, and they use 2 strategies to break through

Father-son financial advisors in Miami warn that not having an estate plan can derail a person's intentions for their wealth.
Personal Finance 2020-11-27T13:57:00Z

How to lower your monthly student loan payment if you're worried about how to afford it when forbearance ends in January

An income-driven repayment plan could lower or eliminate what you owe when student loan payments resume in January, but there are some downsides.
Personal Finance 2020-11-27T13:16:03Z

Today's best mortgage and refinance rates: Friday, November 27, 2020

If your finances are in a good place, you can lock in a historically low mortgage rate with a fixed-rate mortgage.
Personal Finance 2020-11-26T16:46:00Z

3 tricks I've been using for years to keep from spending too much — or too little — on gifts

Between my large family and multiple birthdays to celebrate, my holiday spending can easily get out of control. Here are 3 simple strategies I use.
Personal Finance 2020-11-26T14:42:00Z

I thought I was well-prepared for 真人百家家乐网站homeownership, but I never saw 2 costly surprises coming my way

The and her husband saved a down payment, raised their credit scores, and kept their debt down before buying a 真人百家家乐网站home. That was the easy part.
Personal Finance 2020-11-26T14:10:00Z

The best cheap car insurance in Massachusetts

The best cheap car insurance is Massachusetts can be found by comparison shopping and getting multiple quotes before you decide.
Personal Finance 2020-11-26T14:01:10Z

Costco Anywhere Visa Card by Citi review: Generous rewards at the bulk retailer and beyond, with a few caveats to consider

The Costco Anywhere Visa earns more cash back on gas than on Costco purchases. If you don't mind redeeming rewards once a year, it's a decent option.
Personal Finance 2020-11-26T13:41:32Z

Today's best mortgage and refinance rates: Thursday, November 26, 2020

Mortgage and refinance rates are low across the board, so it could be a good day to lock in a low mortgage rate.
Personal Finance 2020-11-25T23:25:25Z

Now through November 30, you can save up to 60% on identity-protection plans from Identity Guard®

Through November 30, you can save up to 60% when signing up for identity theft protection with Identity Guard.
Personal Finance 2020-11-25T23:19:41Z

Now through November 30, you can save up to 60% on identity-protection plans from Identity Guard®

Through November 30, you can save up to 60% when signing up for identity theft protection with Identity Guard.
Personal Finance 2020-11-25T20:31:16Z

Citi Double Cash card review: One of the best cash-back cards has no annual fee, and 0% intro APR on balance transfers for 18 months

If you prefer simplicity, the Citi Double Cash card earns 2% cash back (1% when you buy and 1% when you pay) on all purchases — with no annual fee.
Personal Finance 2020-11-25T20:02:58Z

You can transfer Citi ThankYou points to 16 airline partners, and the best programs can save you thousands of miles on flights to destinations like Hawaii

You can transfer Citi ThankYou points to 16 airlines, including JetBlue, Singapore Airlines, and Avianca — and some offer terrific award sweet spots.
Personal Finance 2020-11-25T19:33:58Z

7 hidden costs of parenthood most people don't expect to pay, according to financial planners who have kids

Financial planners say the major unexpected costs of having a family include birth costs, medical expenses, public school expenses, and childcare.
Personal Finance 2020-11-25T18:02:02Z

Mobile 真人百家家乐网站home owners need 真人百家家乐网站homeowners insurance, but it's not the same type you'd get for a house

Mobile 真人百家家乐网站home insurance is a type called HO-7 真人百家家乐网站homeowners insurance, which covers your 真人百家家乐网站home, your belongings, and liability.
Premium Personal Finance 2020-11-25T17:48:26Z

Millennials are experiencing their second recession in a decade. Here are 23 of the best financial advisors who specialize in tackling their specific debt and affordability issues.

Record student loan debt and two recessions are just some factors complicating millennials' financial lives. These power players are the specialists.
Personal Finance 2020-11-25T17:13:38Z

Robinhood lets you avoid trading commissions and purchase specialty investments such as cryptocurrencies

Robinhood is an online stock brokerage offering commission-free trading for US-based active investors.
News 2020-11-25T17:12:59Z

The rejection rate for millennials' credit loans was cut in half this year, according to a new study

Even with banks reigning in their credit approval standards, more people are getting approved for loans than 2019.
Personal Finance 2020-11-25T17:10:13Z

I see domestic violence every day in my work, and I always give women the same advice: Keep your own, separate bank account

Without a separate bank account, it can feel impossible to pull together the cash you need to leave an abusive relationship.
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