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Personal Finance 2020-06-23T16:37:00Z
Who Has The Best CD Rates Right Now 4x3 Who Has The Best CD Rates Right Now 4x3

Here are the banks with the best CD rates

We combed through offerings at about a dozen national banks to find the best CD rates right now. Our top pick is Ally Bank for its breadth of options.
Personal Finance 2020-05-29T17:49:00Z
Driving car. Driving car.

The average cost of car insurance in the US

The average cost of car insurance varies by the state you live in, your driving and credit history, age, years of driving experience, and more.
Personal Finance 2020-05-01T16:20:00Z
finance money bank banking banking credit card credit score investment payment chase sapphire preffered food dining restaurant cox 1 finance money bank banking banking credit card credit score investment payment chase sapphire preffered food dining restaurant cox 1

You can now earn up to 5 points per dollar on groceries with Chase cards like the Sapphire Reserve

In May and June, you can earn up to 3x or 5x points on groceries, depending on which Chase credit card you have.
Personal Finance 2020-04-29T17:49:00Z
online shopping
Personal Finance 2020-04-27T21:53:17Z
couple in new 真人百家家乐网站home

I'm a financial planner, and here's where I tell people to keep the money they'll need in 5 years or less

Cash you may need in five years or less usually includes money in your emergency fund or your down payment savings.
Personal Finance 2020-01-29T19:58:00Z
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The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Personal Finance 2020-06-16T18:32:00Z

The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
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Personal Finance 2020-06-23T20:19:00Z

Chase Freedom versus Amazon Prime Rewards: Which card should you use to earn bonus cash back at Amazon and Whole Foods this summer?

The Chase Freedom's Q3 bonus categories are Amazon and Whole Foods — but you can earn the same rewards on the Amazon Prime card year-round.
Personal Finance 2020-06-23T20:08:43Z

As a young Black woman, there is no such thing as 'generational wealth' — I am my family's safety net

"For young Black people, familial responsibility follows us throughout our entire lives, especially as the economy trends downward."
Premium BI Prime 2020-06-23T19:13:00Z

The 3 things high-earning millennials should be doing with their money right now to come out of the pandemic in better financial shape than they started, according to a financial planner

Create a financial plan by identifying your post-pandemic goals, getting proactive about tax planning, and not waiting to get back on track.
Personal Finance 2020-06-23T18:33:59Z

What to do right now if you think you might get evicted during the 'housing apocalypse'

Eviction freezes put in place early in the pandemic are set to expire soon, putting renters and 真人百家家乐网站homeowners at risk of losing their 真人百家家乐网站homes.
Personal Finance 2020-06-23T16:12:00Z

The IRS has sent over 159 million stimulus checks so far. Here's what to know if you're still waiting on yours.

The answers to all your questions about the coronavirus stimulus check: Who gets it? How much will I get? Is it taxable? What do I have to do?
Personal Finance 2020-06-23T13:01:00Z

The US life insurance industry lost $50 billion in the first quarter of 2020, but the cheapest type of life insurance should also be the least affected

Anyone looking for whole life insurance, annuities, or similar products might find prices going up. Term life, however, shouldn't be affected.
Personal Finance 2020-06-22T21:59:23Z

3 guaranteed ways to reach your emergency savings fund goal

With a goal in mind and a strategy mapped out, it's never the wrong time to start an emergency fund or update your savings strategy.
Personal Finance 2020-06-22T21:36:00Z

How to estimate the size of your refund before you even file your taxes

Using your W-2 or 1099 income forms, it takes less than five minutes to see how much you'll be getting with H&R Block's free tax refund estimator.
Personal Finance 2020-06-22T21:24:00Z

The 15 best personal finance books for 2020

Whether you want to learn to invest, budget, retire early, or just the foundations of managing money, these 15 personal finance books are the best.
Personal Finance 2020-06-22T20:30:33Z

I'm a financial planner, and I've been telling my millennial clients to do 3 things with their money during the pandemic

He's been telling his younger, high-earning clients to get their ducks in a row and be prepared to take advantage of the next downturn.
Personal Finance 2020-06-22T20:00:42Z

A California 真人百家家乐网站homeowner who refinanced her mortgage during the pandemic has 2 pieces of advice for anyone considering the same

Refinancing for lower monthly payments gives her a financial cushion, and if income remains steady, she can pay off her 真人百家家乐网站home early.
Personal Finance 2020-06-22T19:49:31Z

4 reasons why you should use your tax refund to pay down your credit card debt

If you're expecting a tax refund and you currently have credit card debt, consider paying it off. Your credit score will thank you.
Personal Finance 2020-06-22T19:33:00Z

Ally CDs offer high APYs and low early withdrawal penalties with no opening deposit

Ally offers three types of CDs, or 11 options total. Each CD has a competitive APY, and early withdrawal penalties are lower than many banks' fees.
Personal Finance 2020-06-22T19:29:00Z

Here are the best savings accounts right now

The best savings accounts do not charge excessive fees, are easy to access, and earn an interest rate above the national average of 0.09%.
Personal Finance 2020-06-22T19:11:58Z

How I raised $600,000 in funding for my college education

She reached out to corporations and organizations seeking scholarships and was clear about how her success would benefit her funders.
Personal Finance 2020-06-22T19:01:00Z

The Amex Centurion and other invite-only credit cards are unattainable for most, but you can get many of the same perks with alternatives like the Amex Platinum

Only wealthy people have access to the most exclusive credit cards from Amex and Chase, but you can find many of the same benefits in other top cards.
Personal Finance 2020-06-22T18:52:00Z

The IRS is working through a backlog of tax returns, but the fastest way to get your refund is the same

The IRS tax refund schedule has been affected by the pandemic, but the fastest and safest method is still e-filing and choosing direct deposit.
Personal Finance 2020-06-22T17:55:00Z

How to fill out the new W-4 form if you change jobs, get married, or want a bigger tax refund next year

If your financial situation has changed recently, you should fill out the new W-4 tax withholding form to make sure you pay the taxes you owe.
Personal Finance 2020-06-22T17:23:00Z

There's a good reason why you can't follow every piece of money advice you read on the internet

Remember that general money advice you read or hear shouldn't be taken as a directive. Make sure your goals align with those recommendations.
Personal Finance 2020-06-22T16:20:00Z

Americans are confident their smart spending habits will outlast the pandemic, but experts aren't as sure

People are putting their newfound spending habits, like cooking at 真人百家家乐网站home and buying from local businesses, to the test as economies reopen.
Personal Finance 2020-06-22T16:10:00Z

Most people think having kids is the only reason to get life insurance, but I can say from experience they're wrong

If you're in a relationship and both of your incomes factor into your financial planning, you probably need life insurance.
Personal Finance 2020-06-22T15:31:00Z

I expected that buying my first 真人百家家乐网站home would be hard, but the pandemic has made it complicated in ways I hadn't foreseen

Buying my first 真人百家家乐网站home during a pandemic has meant dealing with more competition, and banks tightening their lending standards.
Personal Finance 2020-06-22T13:53:00Z

If you have good credit, low interest rates mean it's a good time to save money on consolidating your credit-card debt

The spread between personal loan and credit card interest rates is at an all-time high. Here's how that can save you money on your debt.
Personal Finance 2020-06-21T13:05:00Z

I 'found' nearly $400 of my family's money on an unclaimed property website, and the check was in my mailbox a week later

Every state has an unclaimed property fund where money sits waiting to be reclaimed — bills that have been overpaid, paychecks never picked up, etc.
Personal Finance 2020-06-21T12:15:00Z

A financial planner's strategy to cut spending during unemployment prioritizes your mental health

If you're unemployed during the coronavirus pandemic, cut your expenses month by month depending on how long you're unemployed, rather than at once.
Executive Lifestyle 2020-06-20T13:35:00Z

A Louisiana couple bought an 80-year-old general store for $55,000 and turned it into their dream 真人百家家乐网站home. Here's how they did it — and what it looks like now.

The couple spent just over a year turning the general store, which had sat vacant for nearly 40 years, into their dream 真人百家家乐网站home.
Personal Finance 2020-06-20T13:30:00Z

Chase pays low rates on CDs, but it offers more term options than many other banks

Your Chase CD rate will be higher if you already have a Chase checking account, and rates are comparable to other brick-and-mortar banks.
Personal Finance 2020-06-19T14:15:00Z

The average HELOC interest rate by loan type, credit score, and state

The average HELOC interest rate is 4.36%. But, as HELOCs often have variable interest rates, the actual interest rate you'll pay could change.
Personal Finance 2020-06-19T13:40:00Z

A couple who retired early used a 3-part strategy to build a $100,000 emergency fund that saw them through the worst of the pandemic

Three years worth of expenses saved in cash is much more than most people need, but it's the right amount for these early retirees.
Personal Finance 2020-06-19T13:29:00Z

3 reasons I'm not investing any extra money in the stock market right now

He has an emergency fund he'll probably never need, but he's keeping that money safely in the bank instead of investing while the market is in flux.
Personal Finance 2020-06-19T13:17:00Z

Banks like American Express and Capital One have restrictions on how many cards you open — knowing the rules is key for anyone looking to earn rewards

If you want all the best rewards credit cards, make sure you're familiar with each bank's application restrictions, such as Chase's 5/24 rule.
Personal Finance 2020-06-19T12:30:00Z

Citi Accelerate Savings account pays a high APY for residents of 42 US states, with no opening deposit

Citi Accelerate Savings pays a high rate and doesn't require an opening deposit. Your monthly fee will depend on which Citibank package you choose.
Personal Finance 2020-06-19T12:29:00Z

I saved labels from canned veggies to get prizes as a kid, and it taught me 2 money lessons I still live by

Saving labels, a type of currency, taught her the principle of money management — there's little difference between saving labels and saving cash.
Personal Finance 2020-06-18T21:14:04Z

The best disability insurance companies of 2020

Disability insurance could replace part of your income if you're too injured or ill to work long-term, and coverage could be as low as $50 a month.
Personal Finance 2020-06-18T20:46:34Z

Tax experts say there's a clear sign an influencer should get professional help with their taxes

If brands and sponsors are reaching out to an influencer looking for partnerships, say experts, it's probably time to consult a tax professional.
Personal Finance 2020-06-18T18:29:00Z

5 foolproof ways to build an emergency savings fund

The best strategy for you to build an emergency fund is the one you will stick with. That could be different for different people, and that's okay.
Personal Finance 2020-06-18T16:53:00Z

Many people are reconsidering earning travel rewards, but it's impossible to get stuck with flexible credit card points that work for both travel and cash back

It's impossible to get stuck with Amex, Chase, and Citi points even if you decide you never want to use them for travel. They work for cash back, too.
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