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Personal Finance 2020-11-04T14:36:00Z
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I'm a financial planner, and I almost always recommend the same type of life insurance to my clients

I tell most of my clients they need life insurance — but rarely expensive permanent life insurance. Term life insurance is usually a better fit.
Personal Finance 2020-11-13T20:05:00Z
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The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Personal Finance 2020-12-01T22:09:06Z
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The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
Personal Finance 2020-11-27T19:42:26Z
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Personal Finance 2020-12-02T23:24:58Z

Smokers pay at least double for life insurance, but you can expect lower rates if you decide to quit

Smokers pay at least double in life insurance premiums compared to non-smokers. Marijuana users may be better off than nicotine users.
Personal Finance 2020-12-02T22:30:22Z
FILE PHOTO: Shoppers clutch their Nordstrom bags as pre-Thanksgiving and Christmas holiday shopping accelerates at the King of Prussia Mall in King of Prussia, Pennsylvania, U.S. November 22, 2019. REUTERS/Mark Makela

Amex, Citi, and other banks let you pay off big purchases over time for a fee — but make sure you do the math before you splurge on holiday shopping

My Chase Plan, Amex Plan It, and Citi Flex Pay let you plan to pay off purchases over time for a fixed fee, and could save you money on interest.
Personal Finance 2020-12-02T22:27:14Z

American Express Cash Magnet card review: No annual fee and 1.5% cash back, plus a long introductory 0% APR on purchases that can save you money

The Amex Cash Magnet offers a $150 intro bonus and 1.5% cash back on all purchases. Plus, get a 0% APR on purchases for 15 months with no annual fee.
Personal Finance 2020-12-02T21:59:34Z

The best cheap car insurance in Rhode Island

The best cheap car insurance is Rhode Island can be found by comparison shopping and getting multiple quotes before you decide.
Personal Finance 2020-12-02T21:56:00Z
Eric Roberge Headshot COMPRESSED

3 things 30- and 40-somethings always forget when planning for retirement, according to a financial planner

It can be hard to know what you should be doing now to prepare for an event that won't happen 20 or more years in the future.

The best offers from Insider Coupons

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Personal Finance 2020-12-02T19:02:58Z

My grandma's been retired for more than 30 years thanks to 3 money rules that helped her save and live comfortably

Raised by a grandma who grew up during the Great Depression, the learned a lot about saving and spending from a young age.
Personal Finance 2020-12-02T17:18:00Z

Southwest has 5 different credit cards for enjoying flight perks and earning points toward the Companion Pass — here's how to decide which is best for you

There are three Southwest consumer credit cards and two Southwest business credit cards. We broke down the details to find the best option for you.
Personal Finance 2020-12-02T16:22:21Z

I opened a 401(k) to start saving for retirement at 26, and it was a huge mistake for 3 reasons

I didn't realize at the time that you don't have to save for retirement in a 401(k). You can also use an IRA, and that would have been better for me.
Personal Finance 2020-12-02T15:58:43Z

3 personal Southwest credit cards are now offering up to 80,000 Southwest points — and it's perfect timing for earning the Southwest Companion Pass

For a limited time, the Southwest Rapid Rewards personal cards — Plus, Premier, and Priority — are offering a bonus of up to 80,000 points.
Personal Finance 2020-12-02T13:22:20Z

Today's best mortgage and refinance rates: Wednesday, December 2, 2020

You could lock in a low mortgage rate if you have a good credit score, low debt-to-income ratio, and sizable down payment.
Personal Finance 2020-12-02T00:25:13Z

The best Chase credit cards you can sign up for, no matter what type of rewards you want to earn

We break down which Chase card is best for different people's needs and lifestyles. Whether you're a frequent flyer or a small business owner.
Personal Finance 2020-12-02T00:12:39Z

The best American Express cards of December 2020 — from the Amex Platinum to options for cash back

Of all the American Express cards you can sign up for, the Amex Platinum is the best with its generous benefits, valuable perks, and solid rewards.
Personal Finance 2020-12-02T00:04:03Z

The best hotel credit cards of December 2020

From IHG to Hilton to Marriott, these are the best hotel co-branded credit cards in 2020. Enjoy perks like elite status and bonus points.
Personal Finance 2020-12-01T23:48:24Z

8 credit cards without foreign transaction fees, so you can save money on international trips

If you're traveling abroad, make sure you bring a credit card that waives foreign transaction fees to avoid extra charges. Here are our top picks.
Personal Finance 2020-12-01T23:42:08Z

The best premium credit cards of December 2020

Premium credit cards offer high-end perks like complimentary elite status and annual statement credits. We narrowed down the top options.
Personal Finance 2020-12-01T23:10:17Z

The 6 best credit cards for bad credit in December 2020

If you're new to credit or need to repair your credit, these are the best credit cards to help you improve your score.
Personal Finance 2020-12-01T23:06:12Z

The best credit card offers in December: Earn points, miles, or cash back

The best credit card offers of November, including bonuses from Amex, Southwest, United, the Chase Sapphire Preferred, and more.
Personal Finance 2020-12-01T22:56:33Z

The best airline credit cards of 2020

The best airline credit cards from American Airlines, Delta and more, plus more versatile options including the Chase Sapphire Preferred.
Personal Finance 2020-12-01T22:49:17Z

The best credit cards of December 2020

Our top credit card picks for various categories, from cash back and travel rewards to intro APR offers and options for those with bad credit.
Personal Finance 2020-12-01T22:28:28Z

The best cash-back credit cards of December 2020

The best cash back credit cards of 2020 offer anywhere from 1-5% back, and some come with hefty sign-up bonuses.
Personal Finance 2020-12-01T22:24:01Z

The 7 best starter credit cards of December 2020

If you have limited credit history or are looking to improve your score, these starter cards are easy to get approved for and offer some extra perks.
Personal Finance 2020-12-01T22:19:10Z

The best travel rewards credit cards of December 2020

No matter your budget and your travel goals, there's a great travel rewards credit card option for you.
Personal Finance 2020-12-01T22:12:24Z

The best balance transfer cards of December 2020

Balance transfer cards help you pay down debt while avoiding interest thanks to intro APR offers. These are the best options.
Personal Finance 2020-12-01T22:12:23Z

The best small business credit cards of 2020

Find the best business credit card to separate you personal and work-related expenses while earning valuable rewards like cash back or travel points.
Personal Finance 2020-12-01T22:06:05Z

The best Capital One credit cards of 2020 — whether you want travel rewards, cash back, or an intro APR offer

Capital One likely has a credit card to suit your needs, from options that earn travel rewards to a secured card to help repair your credit.
Personal Finance 2020-12-01T21:59:25Z

The best 0% APR and low-interest credit cards of 2020

If you need to carry a balance on your credit card, your best bet is to choose a card with a low interest rate or a 0% intro APR period.
Personal Finance 2020-12-01T21:55:25Z

4 straightforward habits that helped self-made millionaires build wealth, according to 'The Millionaire Next Door'

Millionaires say that saving before investing, saving more as your income increases, and teaching kids about money are critical to wealth-building.
Personal Finance 2020-12-01T21:12:35Z

The best banks and credit unions in California for 2020

The best banks in California are all federally insured and have a wide range of products, such as bank accounts, loans, and investment accounts.
Personal Finance 2020-12-01T21:09:51Z

The best rewards checking accounts of December 2020

The best rewards checking accounts make it relatively easy to earn the reward and have low fees.
Personal Finance 2020-12-01T20:52:15Z

The best banks and credit unions in Florida for 2020

The best banks in Florida are all federally insured and have a wide range of products, such as bank accounts, investment accounts, and loans.
Personal Finance 2020-12-01T20:45:51Z

Chase offers 3 checking accounts with no minimum opening deposit and up to $200 in sign-up bonuses

You may like a Chase checking account if you don't have much money for an opening deposit or are looking for a significant sign-up bonus.
Personal Finance 2020-12-01T20:45:00Z

Even though I've been with my boyfriend for 9 years, I will never combine my finances with his for 2 main reasons

The couple talks through major financial decisions and supports each other's financial goals, but they've always maintained separate accounts.
Personal Finance 2020-12-01T20:02:26Z

What is a mortgage? It's a loan for buying a 真人百家家乐网站home that you repay in monthly installments

A mortgage is a type of loan for buying a 真人百家家乐网站home. A company lends you money, and you pay it back over time, plus interest.
Personal Finance 2020-12-01T18:33:53Z

The strategy I use to max out my retirement savings every year, even when I'm barely keeping my head above water

I opened a Roth IRA to save for retirement after changing careers — and a big pay cut. After maxing it out one year, I decided to keep making it work.
Personal Finance 2020-12-01T16:10:55Z

The best bank account bonuses of December 2020

You can receive some of the best bank account bonuses by opening a new account, depositing money, and keeping the account open for a few months.
Personal Finance 2020-12-01T15:05:23Z

The best 5-year CD rates for December 2020

Five-year CDs — the longest term you can get at most banks and credit unions — offer some of the best CD rates you can find right now.
Personal Finance 2020-12-01T15:00:38Z

The best 2-year CD rates for December 2020

In most cases, you'll lock in the best 2-year CD rates for the full term. You can snag higher APYs with longer terms, but 2-year CDs have their perks.
Personal Finance 2020-12-01T14:56:30Z

The best 1-year CD rates for December 2020

The best 1-year CD rates are at least 0.60%, and in most cases, you'll lock in that rate for the entire year.
Personal Finance 2020-12-01T13:57:23Z

6 reasons why the Citi Premier should be your go-to card for the pandemic and beyond

Very few cards earn bonus points on dining, groceries, and gas — and the Citi Premier offers lots of non-travel redemption options, too.
Personal Finance 2020-12-01T13:17:21Z

Today's best mortgage and refinance rates: Tuesday, December 1, 2020

Mortgage and refinance rates are at all-time lows overall, so it could be a good time to lock in a low rate with a fixed-rate mortgage.
Personal Finance 2020-11-30T22:45:33Z

Here are the best money market accounts for December 2020

Each of the best money market accounts has a competitive APY, is FDIC-insured, and is appropriate for modest and super savers alike.
Personal Finance 2020-11-30T21:57:03Z

Here are the best Roth IRA accounts available right now

The best Roth IRA accounts are usually free to set up and offer access to multiple investment options.
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